LANSING, Mich. (Michigan News Source) – Thanks to inflation, a shaky economy, rising healthcare costs, and spotty retirement planning, a lot of seniors are finding their golden years have to come with a part-time job. However, despite the Great Lakes and great vibes, Michigan ranks 34th out of 50 in a new study of “Best States for Older Workers.”
The not-so-golden years.
Some Michigan seniors dreaming of leisurely retirements are finding that they have to hit snooze on their post-career fantasy in order to keep up with their bills. However, according to the Seniorly Resource Center report, Michigan ranks less-than-stellar as the 34th best state for older workers.
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In the report, Seniorly ranked the best states for older workers in 2025, analyzing the latest data across six key areas: age discrimination, workforce participation, income levels, and remote work flexibility for seniors. They also factored in state income tax rates and new business growth to gauge how friendly each state is for older adults looking to stay in – or reenter – the workforce.
Golden years, dim prospects.
With a record 11.2 million Americans aged 65 and older still in the workforce, Michigan ranks low as a supportive place for seniors trying to stretch their retirement dollars and cover basic needs like groceries, health care and utilities.
United Way of Midland County Executive Director Holly Miller says in the Midland Daily News, “These are folks who are retired or working part-time jobs to supplement (their income) – many are reliant on Social Security and Social Security is not increasing at the same rate as inflation. Their ability to pay for their basic needs is declining, making them more reliant on support from the community.”
The Midland Daily News also reports that households headed by people aged 65 and older are the “fastest-growing group in Michigan – up 36% between 2010 and 2022.” They also saw the largest jump in households falling below the ALICE (Asset-Limited, Income-Constrained, Employed) threshold – a 37% increase over the same time period.
Age before beauty – and employment.
Age discrimination remains a hurdle. Michigan records 73 age-related workplace complaints per 100,000 older workers, placing it 23rd in the nation.
In January 2025, the EEOC (Equal Employment Opportunity Commission) sued General Motors and the United Auto Workers for allegedly reducing benefits for employees aged 66 and older who receive Social Security, highlighting systemic issues even in major corporations.
Dollars and nonsense.
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Financially, Michigan’s seniors aren’t exactly rolling in dough. The median household income for those 65 and older hovers around $52,000, ranking 36th nationally. With limited retirement savings and
Social Security benefits that don’t keep pace with inflation, many are forced to seek additional income sources.
Remote possibilities.
The digital age hasn’t been particularly kind to Michigan’s older workforce either. Only 14.1% of workers aged 65 and older engage in remote work, placing the state in a tie for 37th nationally. This limited access to flexible work options further constrains opportunities for seniors seeking employment that accommodates their needs.
The silver lining.
Despite these challenges, many Michigan seniors look for work both voluntarily and because of need, finding purpose and community in their post-retirement jobs. Their continued participation not only supplements their income but also enriches the communities they serve. From ushering at baseball games and mentoring in schools to being a Walmart greeter or a fast-food worker, older adults contribute valuable experience and knowledge to the workforce.
According to Seniorly, “While financial necessity plays a role in keeping many seniors employed, others choose to extend their careers for personal fulfillment, mental stimulation and the social connections their jobs provide.”
However, until Michigan steps up its game, older workers hoping for a soft landing into retirement might want to brace for a bumpy ride. Without serious reforms – like cracking down on age discrimination, boosting access to flexible jobs, and shoring up economic support – those golden years will keep looking more like rust. Because right now, in the Mitten State, retirement isn’t always a finish line. It’s just the start of your next gig – if you can find one.
