LANSING, Mich. (Michigan News Source) – Birth control pills could soon be as easy as grabbing a bottle off the shelf, thanks to a new legislative push by Michigan Democrats.

A pair of bills introduced on July 30th, SB 973 and 974, also called the “Freedom to Plan Act” amends previous legislation and aims to make over-the-counter (OTC) birth control more affordable and accessible by requiring insurers to cover contraception and emergency contraceptive pills – whether Michiganders have a prescription for them or not.

Cutting through red tape.

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While federal law mandates that Medicaid and most private insurers cover FDA-approved contraceptive methods with a prescription, there’s a glaring omission when it comes to OTC options.

Last year, the FDA approved an OTC birth control pill for the first time called Opill (norgestrel), which began appearing on pharmacy shelves earlier this year. However, the lack of insurance coverage has kept it financially out of reach for many. Enter the new state legislation, designed to eliminate these monetary barriers and pave the way for greater access.

“Emergency” contraceptive pills are considered to be “morning after pills” but not “abortion” pills as they are designed to prevent pregnancy after unprotected sex or contraceptive failure. They work primarily by delaying ovulation, preventing fertilization, or possibly preventing a fertilized egg from implanting in the uterus. Instead of ending a pregnancy, they prevent one from occurring.

Democrats: empowering women, one pill at a time.

Sen. Mary Cavanagh (D-Redford Township), who introduced one of the bills, said, “Access to contraceptive care is critical to ensuring women have the power to plan their future. As the youngest woman serving in the Senate and still planning my family, this legislation is not just about health – it’s about ensuring every Michigander has the freedom to make choices about their bodies and their lives. By removing unnecessary barriers to contraception that disproportionally impact low-income individuals and marginalized communities, we can build a more equitable care system that empowers and supports the holistic well-being of all Michiganders.”

Following the lead: Michigan joins the club.

Michigan isn’t the first state to jump on this bandwagon. Six other states have already enacted similar laws. As Sen. Jeff Irwin (D-Ann Arbor) who introduced the companion bill, points out, this move is crucial for giving everyone in Michigan the tools to make informed decisions about their reproductive health. Irwin said, “By expanding access to basic healthcare such as birth control, we can ensure everyone in our state has the ability to determine what their future looks like.”

Applause from the experts.

The proposed legislation has received high praise from several advocacy groups, including the ACLU of Michigan and Planned Parenthood of Michigan. Dr. Halley Crissman, American College of Obstetricians and Gynecologists’ Fellow Advocacy Co-Chair, expressed her excitement when speaking to the media, noting that this could be a game-changer for her patients. “This legislation means the patients I see will be able to focus on choosing contraception that best meets their unique needs and goals, rather than worrying about whether they can afford it,” she said.

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The bill package also paves the way for future developments in OTC oral hormonal contraceptives, awaiting the green light from the FDA.

Paula Thornton Greear, President and CEO of Planned Parenthood of Michigan says about the legislation, “We applaud our legislative partners for their leadership in introducing bills to increase equitable access to contraception for more Michiganders. Everyone deserves the freedom to decide if, when, and how to grow their families, and this legislation will ensure Michiganders can afford the contraception they need to control their sexual and reproductive health.”

Biden-Harris administration looking into similar national changes.

Typically, insurance doesn’t cover OTC medications, but this may soon change as the federal government considers new regulations. The Department of Health and Human Services (HHS), in collaboration with other federal agencies, has been seeking public input on a proposal that could require insurers to cover certain preventive non-prescription items, including smoking cessation products, non-prescription birth control, and breastfeeding supplies. This initiative aims to reduce cost barriers and improve access to preventive care, building on the Affordable Care Act’s existing requirement for insurers to cover prescribed preventive services.

If implemented, this policy could significantly expand the range of OTC products covered by insurance, potentially including common items like cough and allergy medications or pain relievers. The HHS closed its comment period in December of last year and is reviewing the feedback in hopes of expanding its “understanding of the potential health equity effects of requiring coverage for OTC preventive products, without cost sharing and without a prescription by a health care provider.”

The Consumer Healthcare Products Association (CHPA), representing manufacturers of OTC drugs, is also currently reviewing the proposal, noting that U.S. households spend an average of $645 annually on these products.

As federal agencies evaluate public feedback, the Biden-Harris administration is looking at an opportunity to establish a uniform policy across all states, potentially enhancing access to essential preventive care for millions of Americans.